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Comments from the authors of the Creighton/ABI study
Marianne B. Culhane & Michaela M. White, Comments from the Authors of the Creighton/ABI Study, in Personal Bankruptcy: Analysis of Four Reports on Chapter 7 Debtors' Ability to Pay 80 (1999).
Reaffirmation and discharge problems
Marianne B. Culhane & Michaela M. White, Reaffirmation and Discharge Problems, in 2 Consumer Financial Services Litigation 703 (Practising Law Inst. ed., 1999).
Taking the new Consumer Bankruptcy Model for a test drive: Means-testing real Chapter 7 debtors
Marianne B. Culhane & Michaele M. White, Taking the New Consumer Bankruptcy Model for a Test Drive: Means-Testing Real Chapter 7 Debtors, 7 Am. Bankr. Inst. L. Rev. 27 (1999), reprinted in part in Bankruptcy Anthology (Charles J. Tabb ed., 2002).
Several bills pending in Congress would apply means-testing to Chapter 7 debtors, requiring those with apparent ability to repay to be dismissed from Chapter 7, leaving Chapter 13 as their main route to a discharge. Chapter ...
Debt after discharge: An empirical study of reaffirmation
Marianne B. Culhane & Michaela M. White, Debt After Discharge: An Empirical Study of Reaffirmation, 73 Am Bank. L.J. 709 (1999).